Life Cover for CWU Members Offer Details > This offer is available to CWU members. > Offer available to eligible CWU members joining the Plan between the 04/05/2022 – 29/06/2022. > Eligible CWU members must be joining the Plan for the first time and be under 45 to avail of 3 months free membership*. > This offer is not available to existing members of the CWU Life Cover Plan. > Full Premiums will commence 3 months after the date you are accepted in the Plan and cover commences. *Full applicable premiums for your level of cover will automatically commence after the 3 months free period.Warning: The current premium may increase after the next review of the scheme at 01/06/2025LIFE IMPORTANT DOCUMENTSPlease read before applying!CWU Group Life Cover – Key FactsCWU Group Life Cover – Plan BookletIrish Life Terms of BusinessHalligan Insurances Terms of Business>>> Click to Join Member Life <<<>>> Click to Join Partner Life <<<LIFE COVER POLICY FOR YOU AND YOUR FAMILY*The following table outlines the benefits payable at death, that are applicable to each In-Benefit Member, Spouse/Civil Partner and children.CWU Life Cover Plan – Table 1 AGE CWU AVC LIFE ASSURANCE PLAN MEMBER (EMPLOYED) SPOUSE/CIVIL PARTNER 18-34 €100,000 €100,000 35-44 €100,000 €100,000 45-54 €85,000 €75,000 55-64 €75,000 €65,000 Children are insured from Birth to age 24 for €10,000* CWU Life Cover Plan – Table 2 AGE BAND WEEKLY PREMIUM AGE CWU AVC LIFE ASSURANCE PLAN MEMBER (EMPLOYED) SPOUSE/CIVIL PARTNER 18-34 €2.00 €1.00 35-64 €3.89 €3.46 THE OBJECTIVEThe objective of the Life Cover Plan is to provide peace of mind and value for CWU members. The benefits and premiums are designed to make the plans affordable for all. The premiums can be deducted from your salary or by direct debit.WHAT HAPPENS WHEN YOU RETIRE?You can choose to maintain cover for you and, if applicable, for your spouse up to the age of 80, once the following conditions are met: • you join the Retired Members Section of the CWU • you elect to maintain cover within 3 months of retiring*Tax relief of 20% or 40% applies to premiums for in-Benefit Members reducing costs by up to €80.91 each year. *Cover includes you, your partner and any dependent children (age 0-24) at no additional cost.