Specified Illness Cover for CWU Members CLOSEDThe CWU Specified Illness and Life Insurance Schemes have been available to join since June 2020 but are now closed for new entrants from 11th September 2020. However, newly enrolled CWU members and (as appropriate) their spouses/partners/ children can join. The foregoing option must be availed of within 4 weeks of becoming a CWU Union member. The General Secretary will advise the membership when these schemes will re-open. Offer Details > This offer is available to CWU members. > Offer available to eligible CWU members joining the Plan between the 04/05/2022 – 29/06/2022. > Eligible CWU members must be joining the Plan for the first time and be under 45 to avail of 3 months free membership*. > This offer is not available to existing members of the CWU Specified Illness Plan. > Full Premiums will commence 3 months after the date you are accepted in the Plan and cover commences. *Full applicable premiums for your level of cover will automatically commence after the 3 months free period.Warning: The current premium may increase after the next review of the scheme at 01/06/2025IMPORTANT DOCUMENTSCWU Group S.I. Cover – Key FactsCWU Group S.I. Cover – Plan BookletHalligan Insurances Terms of BusinessIrish Life Terms of Business>>> Click to Join CWU SIC <<<SPECIFIED ILLNESS COVER FOR YOU AND YOUR FAMILY* Easy Entry with 36 illnesses covered The tax-free benefit and costs under this plan are as follows:CWU SIC Cover Plan – Table Cover AGE OF MEMBER & SPOUSE FULL BENEFIT COST FOR MEMBER & SPOUSE Age 18-34 €55,000 SIC €2.00 per week Age 35-44 €45,000 SIC €3.94 per week Age 45-54 €20,000 SIC €3.94 per week Age 55 to 66 €15,000 SIC €3.94 per week Children’s benefit aged 30 days to 25 years €20,000 SIC €10,000 Life Cover * Included * Children’s Life Cover is only available under this plans for member who do not have Life Cover under the CWU Life Plan. Please see scheme explanatory booklet for full details. *All dependent children are insured from birth to age 24 under either scheme at no additional cost. Maximum life insurance cover for children is €10,000, if in both schemes.WHAT IS SPECIFIED ILLNESS COVER?Specified Illness Cover (SIC) pays a tax-free lump sum if you suffer from one of the 36 common conditions covered, the most common being malignant cancer, heart attack and stroke.WHY DO I NEED SPECIFIED ILLNESS COVER?Serious illness can strike at any age and you could face increased medical bills with your income reduced because you can’t do your normal work. Statistics show: • you are four times more likely to suffer one of the conditions covered under this scheme before age 66 than to die. • The most common illnesses are malignant cancer, heart-related illnesses (diagnosed) and stroke (permanent symptoms).>>> Click to Join CWU SIC <<<
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