TERMS AND CONDITIONS OF USE OF HALLIGAN LIFE PENSIONS LTD T/A HALLIGAN INSURANCES

1 Acceptance The Use Of Halligan Life & Pensions Ltd t/a Halligan Insurances Terms and Conditions

NOTICE: PLEASE READ THIS DISCLAIMER AND STATEMENT OF TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEB SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS HEREIN. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS HEREIN, DO NOT ACCESS THIS WEB SITE, OR ANY PAGES THEREOF.

COPYRIGHT © Halligan Life & Pensions Ltd. 2016. ALL RIGHTS RESERVED. Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement (“Web Content”) is owned and/or licensed by Halligan Life & Pensions Ltd. unless otherwise indicated. You may not use, reproduce, modify, transmit, distribute or publicly display this Web Content without prior written permission of Halligan Life & Pensions Ltd..

2 Credit card payments

In the event that you choose to purchase an insurance policy using our website, you will be asked to provide further personal information and payment details. Your payment details will be processed by Halligan Life & Pensions Ltd. contracted payment processors and will be securely disclosed to its contractors for this purpose. The specific terms and conditions governing your purchase will be presented to you for acceptance prior to conclusion of your contract and, in line with applicable law, you will receive a confirmation copy of the full contract terms after your payment has been received. You have 14 days to cancel your policy and request a refund of your credit card payment. Please note, where there is an administration fee shown, that fee is non-refundable.

3 Advice

The contents of Halligan Life & Pensions Ltd. website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

4 Change of Use

Halligan Insurances reserves the right to:
4.1 change or remove (temporarily or permanently) the website or any part of it without notice and you confirm that Halligan Life & Pensions Ltd. shall not be liable to you for any such change or removal and.
4.2 change these Terms and Conditions at any time, and your continued use of the website following any changes shall be deemed to be your acceptance of such change.

5 Links to Third Party Websites

Halligan Life & Pensions Ltd. website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6 Copyright

6.1 All copyright, trademarks and all other intellectual property rights in the website and its content (including without limitation the website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Halligan Life & Pensions Ltd. or otherwise used by Halligan Life & Pensions Ltd. as permitted by law.
6.2 In accessing the website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the website for personal, non-commercial home use only.

7 Disclaimers and Limitation of Liability

7.1 The website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2 To the extent permitted by law, Halligan Life & Pensions Ltd. will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the website.
7.3 Halligan Life & Pensions Ltd. makes no warranty that the functionality of the website will be uninterrupted or error-free, that defects will be corrected or that the website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Halligan Life & Pensions Ltd. for death or personal injury as a result of the negligence of Halligan Life & Pensions Ltd. or that of its employees or agents.

8 Indemnity

You agree to indemnify and hold Halligan Life & Pensions Ltd. and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Halligan Life & Pensions Ltd. arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this website.

9 Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

10 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the Irish law.